HAYS, Kan. — Local Farmers Insurance agent Chelsy Proehl-Kofoid is shining a spotlight on the importance of workers’ compensation coverage for area businesses, emphasizing that smart, tailored insurance solutions can help business owners better manage both cost and complexity.
As local businesses continue to navigate rising operational expenses, Proehl-Kofoid is reminding employers that Farmers Insurance offers a workers’ comp program designed with flexibility and simplicity in mind.
“Many business owners don’t realize how manageable work comp can be when it's set up properly,” said Proehl-Kofoid. “At Farmers, we help clients understand the ins and outs of their policy so they’re not left with surprises — just peace of mind.”
One standout feature she promotes is Real Time Billing, a service that aligns workers’ comp premiums with actual payroll. This pay-as-you-go option ensures that businesses aren’t overpaying or underpaying throughout the year. It also helps with cash flow and simplifies the audit process — something many business owners find stressful.
“Real Time Billing is a game changer,” Proehl-Kofoid added. “It allows businesses to stay accurate and up to date, which makes managing insurance that much easier.”
By working with Farmers Insurance, Hays-area businesses not only gain access to customizable coverage, but also benefit from local, responsive service that understands the unique needs of Kansas entrepreneurs.
For more information on workers’ compensation or to schedule a consultation, contact Chelsy Proehl-Kofoid at her Farmers Insurance office, 2703 Hall in Hays. You can also visit the below website: