Oct 29, 2025

‘Window shopping’ opens for federal Affordable Care Act marketplace

Posted Oct 29, 2025 4:00 PM

WASHINGTON (AP) —The Trump administration has made 2026 Affordable Care Act health insurance plans available for enrollees to browse ahead of the start of the open enrollment period Saturday.

Americans who live in states that use the federally facilitated marketplace can now use the Healthcare.gov website to check the costs of next year’s plans, which are expected to rise sharply next year because of increasing health costs and expiring subsidies that have made the plans cheaper for consumers.

Window shopping was already available in many of the states that manage their own versions of the ACA marketplace.

The unveiling of next year’s plans comes after Democratic senators urged the Centers for Medicare and Medicaid Services to make them available as soon as possible. Amid large-scale federal employee furloughs during the government shutdown, CMS temporarily brought back all its workers Monday, in part to help manage the ACA open enrollment period.